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How Long it Actually Takes to Pay Off Student Loans
How long does it actually take to pay off student loans? For many, it takes as long as two decades.
By Erin Bendig • Published
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Tap Home Equity for Retirement Income
If you're looking for extra retirement income, it's worth checking close to home. We look at four ways to use your home equity as a source of regular income.
By Rivan V. Stinson • Last updated
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Cash In on Your Home Equity
A home equity line of credit or loan can help you fund home renovations or refinance high-rate debt but consider other uses, too.
By Emma Patch • Published
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Three Tips for Personal Debt Management
It takes both short- and long-term planning to stay on top of your finances. Adopt good debt management habits now, and you’ll be much happier in the long run.
By Vincent Birardi, CFP®, AIF®, MBA • Published
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U.S. Household Debt Hit a Record $16.90 Trillion in 2022
Household debt hit a record $16.90 trillion at the end of 2022, jumping $394 billion in the fourth quarter of the year alone.
By Erin Bendig • Published
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Can You Opt Out of Student Loan Forgiveness?
A lawsuit initially caused the Department of Education to say that borrowers could opt out of President Biden’s student loan forgiveness plan. But will it matter after the Supreme Court weighs in?
By Kelley R. Taylor • Last updated
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Credit card delinquency expected to increase in 2023
Credit card and personal loan delinquency rates are expected to increase this year.
By Erin Bendig • Published
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Student Loan Forgiveness Blocked For Now Due to Court Rulings
Biden's student loan debt forgiveness program is on hold until the U.S. Supreme Court weighs in.
By Kelley R. Taylor • Published
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Some States Could Tax Student Loan Forgiveness
taxes You probably won’t pay federal income taxes on forgiven student loan debt, but there are some states that will or could tax your student loan forgiveness.
By Kelley R. Taylor • Last updated