credit & debt
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How Long it Actually Takes to Pay Off Student Loans
How long does it actually take to pay off student loans? For many, it takes as long as two decades.
By Erin Bendig • Published
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What is a Good Credit Score?
Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.
By Ellen Kennedy • Last updated
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New Way To See Free Credit Scores From FICO
FICO announced a new way you can now sign up for free credit scores.
By Ellen Kennedy • Published
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Tap Home Equity for Retirement Income
If you're looking for extra retirement income, it's worth checking close to home. We look at four ways to use your home equity as a source of regular income.
By Rivan V. Stinson • Last updated
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Cash In on Your Home Equity
A home equity line of credit or loan can help you fund home renovations or refinance high-rate debt but consider other uses, too.
By Emma Patch • Published
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The Best Balance Transfer Credit Cards of April 2023
Balance transfer credit cards have the power to drastically cut your payments with 0% APR. But there’s a cost, and rules to follow.
By Lisa Gerstner • Last updated
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Best 0% APR Credit Cards April 2023
Kiplinger's guide to the best 0% APR credit cards. Pay no interest on large purchases for up to 21 months.
By Lisa Gerstner • Last updated
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Three Tips for Personal Debt Management
It takes both short- and long-term planning to stay on top of your finances. Adopt good debt management habits now, and you’ll be much happier in the long run.
By Vincent Birardi, CFP®, AIF®, MBA • Published
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Raising Your Credit Score Could Lower Your Mortgage Rate
Did you know that raising your credit score could get save you money on your mortgage? Our guide to how it works.
By Erin Bendig • Published