Latest
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The Pros and Cons of Target Date Funds with Tony Drake
Financial Planning The simplicity of target date funds has made them popular, particularly among 401(k) savers. But investors may be paying a price.
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Should Your 401(k) Be ‘Custom Made’?
401(k)s Many retirement plans offer participants the opportunity to get tailor-made investment advice for an additional fee. And like many bespoke products, they can be expensive relative to the alternatives. How do you decide whether an off-the-rack solution is sufficient or you need a personalized solution?
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Trading Options for Your 401(k)
Employee Benefits About 40% of companies offer self-directed brokerage accounts in their 401(k) plans, giving participants more investing options.
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I Contributed Too Much to an IRA – What Should I Do?
IRAs The rules on excess IRA contributions can be confusing. But if you act early, you can minimize any effect on your taxes.
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Strategies for Roth IRAs You May Not Have Thought Of (Yet)
Roth IRAs Most people think of the obvious tax benefits Roth IRAs offer, but these accounts have some less-obvious advantages that savvy savers – whether young and just starting out or newly retired – can tap into as well.
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The RMD Solution to the Hassle of Filing Estimated Taxes in Retirement
required minimum distributions (RMDs) If you don't need the money to live on, wait until December to take your RMD and ask the sponsor to withhold a big chunk for the IRS.
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How the Pandemic Is Reshaping Retirement
Making Your Money Last Inflation tops health care costs as the biggest concern, and many preretirees are boosting their saving rate.
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When and Why You Might Consider a Strategic Roth Conversion
Roth IRA Conversions For two of my clients, the time was right for executing a Roth IRA conversion. Here’s why, and how they made the strategy work for them.
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The Pitfalls of Self-Directed Roth IRAs
IRAs If a typical Roth IRA doesn’t give you the investment opportunities you’re looking for, a self-directed Roth IRA might be of interest. However, you’d better know what you’re doing.
