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Thinking About Rolling Your 401(k) into an IRA? 7 Deciding Factors to Consider
IRAs When you’re weighing a possible rollover from your company retirement account into an IRA, there are several things to think about first.
By Roxanne Alexander, CFP®, CAIA, AIF®, ADPA® • Published
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2 Alternatives to Required Minimum Distributions
required minimum distributions (RMDs) Retirees can save money and stress with these two simple alternatives to RMDs.
By Joe F. Schmitz Jr., CFP®, ChFC® • Published
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When It Comes to Your 401(k), Trust But Verify
401(k)s Few people review the accuracy of their 401(k) accounts. But mistakes do happen, so you should review your statements and paystubs just like you would your bank statements. Here’s what to watch out for.
By Alan Vorchheimer, Certified Employee Benefits Specialist (CEBS) • Published
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401(k)s: 10 Things You Must Know About These Retirement Savings Plans
401(k)s These accounts can be a great way to save for retirement while giving you a tax break now. But beware of the fees plan providers charge for 401(k)s.
By Rachel L. Sheedy • Last updated
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Now You Can Own Bitcoin in 401(k)s. Should You?
cryptocurrency Fidelity will begin allowing investors to put Bitcoin in their 401(k)s. But is this retirement vehicle the right place to hold crypto?
By Charles Lewis Sizemore, CFA • Published
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7 Money-Smart Ways to Spend Your Tax Refund
Tax Breaks Nearly 60% of taxpayers expect a refund this year, and many will receive a larger amount.
By Sandra Block • Last updated
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The Price of Leaving 401(k) Money Behind
Making Your Money Last Many baby boomers have worked for at least six employers during their career. Leaving 401(k) funds dormant can be costly.
By Katherine Reynolds Lewis • Published
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I Love Roth IRAs and Roth Conversions!
Roth IRAs Roth IRAs truly are a gift from the government, but many people haven’t taken Uncle Sam up on them. Now is a great time to do just that. Here’s why.
By Joe F. Schmitz Jr., CFP®, ChFC® • Published
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There's Still Time to Contribute to Your IRA and Cut Your Taxes
Tax Breaks Although you need to act quickly, you still have time to make a 2021 IRA contribution and lower your tax bill.
By Sandra Block • Last updated