Latest
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Make the Most of a Roth's Back Door
Financial Planning A workaround for the Roth IRA income restrictions enables wealthier individuals to to earn tax-free income. But how long will that back door remain open?
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Don't Make These Common IRA Mistakes
IRAs IRA expert Ed Slott walks us through common IRA mistakes and missed opportunities that you can avoid.
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Does an Annuity Belong in a 401(k)?
Making Your Money Last Unlike pensions, 401(k)s place the risk of outliving savings squarely on the retiree's shoulders. Find out what's right for you.
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Hesitant About a Roth Because of the 5-Year Rule? Here’s Why You Shouldn’t Be
Roth IRAs The Roth IRA five-year rule is often misunderstood as an ironclad edict that locks your money away, out of your reach. In reality, it’s not the scary impediment that investors might fear.
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Don’t Be Tricked Into Voluntarily Paying Higher Taxes on Your IRA
IRAs Traditional IRAs are set up in a way that basically incentivizes you (and your heirs) into paying the highest tax bill possible. Don’t fall for it. Consider a Roth conversion instead.
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The Best Way for Kids to Save Isn’t in a Boring Bank Account
Roth IRAs What’s better? A Roth IRA! Here’s why.
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Got Company Stock in Your 401(k)? You Should Know about NUD.
401(k)s You may have heard about the tax strategy called Net Unrealized Appreciation, but there’s another lesser-known strategy that could be especially useful right now: Net Unrealized Depreciation.
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IRAs and 401(k)s Are Nice Now, But Will RMDs Hamper Your Retirement?
Roth IRAs We’ve got four years left until tax rates are set to revert to higher levels, so workers may want to shift their thinking away from 401(k)s and traditional IRAs in favor of Roth accounts.
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SIMPLE IRA Contribution Limits for 2022
simple IRA The maximum amount workers at small businesses can contribute to a SIMPLE IRA increased by $500 for 2022.
