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Spend Without Worry in Retirement
Financial Planning Fears of running out of money prevent many retirees from tapping the nest egg they’ve worked a lifetime to save. With these strategies, you can generate enough income to pursue your retirement dreams.
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Lower Your Future Income Risk by Taking Action Now
Making Your Money Last Your investment portfolio is doing great these days, but you can’t count on that forever. Before the next stock market correction, build a safer income plan with these six steps.
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Don’t Automatically Annuitize an Annuity – Shop Around First
annuities Converting a deferred annuity to a lifetime income annuity can be a great move, but it pays to shop the market instead of routinely annuitizing with the same company.
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A Key to Spending without Worry in Retirement: Longevity Insurance
annuities This special type of annuity kicks in with a reliable income stream beginning at age 80 or 85 – meaning your savings only need to get you that far, not indefinitely. That could ease your mind about spending more freely in early retirement.
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How to Beat Inflation and Reduce Risk at the Same Time
annuities Retirees and pre-retirees are vulnerable to both market losses and inflation, so what can they do? Start by splitting your savings among three buckets: Safety, Safety Plus Growth and Growth.
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8 Surprising Ways to Prosper From Annuities
annuities You can use a fixed annuity to do more than just generate retirement income. These insurance contracts can also help you give to charity, leave money to your heirs and delay taking Social Security.
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What You Need to Know About Annuities and the SECURE Act
annuities Annuities are now an option for your 401(k), thanks to the SECURE Act. Is one right for your retirement savings plan?
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Market Plunge During Early Years of Retirement Can Cause Portfolio Death Spiral
annuities Withdrawing money from a falling portfolio can be deadly for retirees. To guard against that, you might want to consider the guaranteed payments that annuities offer.
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How to Offset Lower Social Security Benefits When a Spouse Dies
annuities When one spouse dies, the other may see a big chunk of their Social Security income disappear. Joint annuities could help fill that gap.
